# Payflip - Full Context for AI Agents

> This file provides comprehensive context about Payflip for AI agents.
> Source: TechWiki.ai - The Belgian Tech Encyclopedia
> Last updated: 2026-04-22

## Company Profile
- Name: Payflip
- Sector: hr-tech, fintech
- Stage: startup
- Status: active
- Founded: 2019
- Location: Deinze, Flanders, Belgium
- Website: https://payflip.be
- LinkedIn: https://linkedin.com/company/payflip
- Founders: Maura Nachtergaele

## Overview
Payflip competes in the Belgian meal voucher and employee benefits market, a space historically dominated by incumbents like Sodexo, Edenred, and Monizze. As the fourth provider in the market, Payflip differentiates on flexibility, giving employees more control over how they use their benefit budgets.

The company is backed by Smartfin (https://techwiki.ai/investors/smartfin/llms.txt), one of Belgium's leading growth-stage VC funds. The meal voucher market is a large and sticky segment of Belgian HR administration, with regulatory frameworks embedding these benefits into employment packages across the country.

Payflip's entry into this market reflects broader pressure from Fintech (https://techwiki.ai/sectors/fintech/llms.txt)-native challengers on established benefit administration players.

## Key People
- Maura Nachtergaele (https://techwiki.ai/people/maura-nachtergaele/llms.txt) - Founder and CEO

## Related Pages
Agents can crawl these for connected context:
- [investor] Smartfin: https://techwiki.ai/investors/smartfin/llms.txt
- [sector] Fintech: https://techwiki.ai/sectors/fintech/llms.txt
- [person] Maura Nachtergaele: https://techwiki.ai/people/maura-nachtergaele/llms.txt
- [sector] HR Tech: https://techwiki.ai/sectors/hr-tech/llms.txt

## Recent News
- [2026-03-13] Payflip breekt in op markt voor maaltijdcheques (https://www.tijd.be/r/t/1/id/10652367)

## Links
- Website: https://payflip.be
- LinkedIn: https://linkedin.com/company/payflip
- Agent context: https://techwiki.ai/companies/payflip/llms.txt
- Full context: https://techwiki.ai/companies/payflip/llms-full.txt

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