
Thomas Hysselinckx
Thomas Hysselinckx is founder and CEO of Cashplannr, a Ghent-based AI cash flow forecasting platform for SMEs.
Insights & takeaways
Thomas Hysselinckx's public voice circles around one steady conviction: cash, not profit on paper, is the thing that actually kills or saves a growing business. He traces this directly to his own failure in horeca, where "mijn zaak draait goed en toch zat er nooit geld op de rekening" 6 despite his accountant insisting he was profitable. That gap between accounting profit and actual bank balance became the seed of Cashplannr, and the lesson has never really left his messaging. Years later he's still making the same point to a broader audience, just with more precision: a healthy-looking balance today "heeft nog nooit gehoord van de lonen op het einde van de maand," of the VAT bill in September, or the client invoice that lands "zodra het hem uitkomt" . His answer is methodological rather than motivational — project cashflow day by day, find the lowest point in the coming months, subtract your buffer, and what's left is what you can safely spend, explicitly rejecting the "het komt wel goed" mindset .
That same insistence on rigor over gut feeling extends to how he talks about entrepreneurship itself. He's candid that Cashplannr's own tool grew slowly and was built partly on instinct, and only years of conversations with different entrepreneur types clarified why they'd built what they built — some of which they've since partially rolled back once they understood it better 6. He treats failure as structural rather than shameful: "Falen denk ik een noodzakelijk onderdeel van succes is" 6, and he frames perseverance in almost Camusian terms, quoting "nul n'est besoin d'espérer pour entreprendre, ni de réussir pour persévérer" and reducing it to a personal rule: as long as you believe, keep going 6. He's equally blunt about the cost of not acting on that belief soon enough — he knew within two and a half years the horeca business wasn't for him but stayed nearly seven, calling the eventual exit "de beste beslissing uit mijn leven" 6.
On competition and positioning he's pragmatic to the point of dismissiveness toward nostalgia: when a faster-growing rival appears, "ja maar wij waren eerst — ja maar dat doet er niet meer toe. Vandaag doet ertoe, de situatie zoals vandaag is" 6. Being first buys nothing; what matters is how you're different and better right now. He applies a similar no-sentiment logic to team-building. Rather than chasing a cofounder deliberately, he posted a business-developer role and let a volunteer earn his way into payroll and eventually cofounder status through demonstrated enthusiasm 6. He also has a clear structural view on team size, arguing three cofounders beats two because two opposing opinions can deadlock a company in circular argument while a third breaks ties and absorbs pressure when everything lands on the founders 6. He's self-aware about his own limits too: friends told him early on they didn't see him as a CEO, a Belbin test marked him a "plant" rather than a rational decision-maker, and he holds the CEO title out of necessity, not entitlement, saying he'd hand it over to someone better suited 6. He also flags being "coachable" as double-edged — it got him into The Birdhouse but also invited a flood of contradictory unsolicited advice that he eventually had to filter out to find his own path 6.
His more recent posts show the same problem-solving instinct redirected at his own craft as a developer. He describes an initial, unusually strong reaction against agentic coding tools — "ik haatte het (en dat is een woord dat ik niet snel gebruik)" — rooted in a real love of writing code and the identity threat of watching a machine do the part he cared about. His resolution isn't capitulation but reframing: "het ambacht is niet verdwenen, het is verschoven," he still thinks through the problem, the structure, the reasoning, he just no longer does the execution himself . It's the same underlying belief that shows up everywhere else in his writing, that the craft or the discipline matters more than the tool, and that what looks like loss is often relocation of effort to a higher level.
Practically, his public activity backs up the substance: he shares small hiring asks for his network , celebrates concrete product milestones like getting Cashplannr into Exact's app store with an explicit "next stop: Nederland" , and stays visibly curious about adjacent tooling, flagging things like haptic feedback for Claude Code as "cool" . Earlier on the podcast he stated flatly that he believes Cashplannr can become the global reference for mapping a growing SME's financial future within five years 6 — an ambition that, taken together with everything above, reads less as bravado and more as the same cashflow-first, problem-first logic scaled up: solve the visibility problem, keep adding weight once each problem is solved, and let positioning be decided by where you stand today rather than where you started.
- His first horeca business appeared profitable on paper but never had cash on the account; a simple Excel cash planning habit (upcoming inflows vs outflows) was the fix and became the seed for Cashplannr.
- He knew after 2.5 years the horeca business wasn't for him but ran it nearly 7 years due to loans and obligations — roughly 4 years too long; quitting was the best decision of his life because problems become surmountable when you do work you love.
- He stopped deliberately hunting for a cofounder and instead posted a business developer vacancy; the hire (Dylan) organically converted from volunteer to payroll to cofounder based on demonstrated enthusiasm.
- Being 'coachable' got him selected for The Birdhouse but is also a trap: once people sense it, everyone gives unsolicited and often contradictory advice, and only then do you learn to find your own way.
- Three cofounders is much easier than two: with two opposing opinions you deadlock and revisit the same discussion, while a third can break ties, clarify role division, and absorb bandwidth when everything lands on the founders.
- A faster-growing competitor doing the same thing is a David-vs-Goliath situation, but 'we were first' is irrelevant — you must position on how you are different and better today.
- Entrepreneurship works like progressive overload in weightlifting: you keep adding weight (new problems), and once a problem is solved you can carry it permanently and it's no longer a challenge.
- He asked friends before starting whether they saw him as a CEO and the answer was no; via a Belbin test he identifies as a 'plant' (creative firestarter), not the rational decisive CEO type, so he takes the role out of responsibility but would gladly hand it to someone better.
- Cashplannr grew very slowly and only after years of talking to many entrepreneur types do they now understand why they built what they built on gut feeling — the current tool has been partially rolled back but with clear rationale.
- The 2022 crisis made the cashflow story resonate far more with the market than when he started in 2020, as cash came under real pressure at companies.
Career
- DouanoFreelance Frontend EngineerApr 2024 – Present
CashplannrFounderJan 2020 – Present
- ThinckxFreelance Tech ConsultantOct 2012 – Present
- QuivvyFreelance Software DeveloperApr 2019 – Dec 2021
StoresquareFreelance Frontend DeveloperApr 2018 – Jan 2019
StoresquareFreelance Full Stack DeveloperJun 2016 – Jan 2019
- S-CompanyBusiness DeveloperMar 2013 – Oct 2013
- Croissant de ToiCo-Founder2009 – 2013
- Verrassingsbrood.beFounder2009 – 2014
- Den BrekOwnerNov 2005 – Dec 2012
- Syntra West#127schoolPHP - MySQL - Apache2014 - 2015
HOGENT#8schoolVastgoed2002 - 2004
Ghent University#2schoolLaw2000 - 2002
- KSO GlorieuxLatijn-Wiskunde1994 - 2000
From public career histories · 14 entries
Media & appearances
1- 6podcastConnexi · 20 Mar 2023
Cashplannr founder Thomas Hysselinckx recounts pivoting from a struggling horeca business to IT freelancing and then founding a cashflow-planning SaaS for fast-growing SMEs, sharing lessons on cofounders, focus, and perseverance.