Overview
Terms.Tech provides a flexible B2B BNPL solution for e-commerce across the EEA and Switzerland. It enables deferred payments through bank transfers and card payments, offering merchants rapid funding while giving buyers extended payment terms to improve cash flow.
In the news
- Et si les vendeurs B2B pouvaient être payés à la livraison tout en laissant plus de temps à leurs acheteurs pour régler leurs achats ? À l’occasion de Tech for Retail 2026, AREA42 présentera TermsTech, sa solution de paiement différé B2B. Contrairement à l’affacturage traditionnel, elle fonctionne transaction par transaction et évalue la limite de crédit de chaque acheteur. Le principe : le vendeur reçoit 100 % du montant de la vente après preuve de livraison et acceptation de la facture, déduction faite du coût du financement.
- DHZ Gigafactory hosted Rron U., AREA42’s Customer Success Lead, in Berlin last week to demonstrate the effectiveness of using TermsTech when making B2B purchases in their webshop. 🚀 With an audience of 12 of DHZ Gigafactory’s customers, Rron unpacked the cash flow benefits of using AREA42’s Buy Now, Pay Later for B2B. In addition, he gave a sneaky peek at other B2B payment solutions we have in the pipeline. 🤝 Our relationship with DHZ Gigafactory started at the FIBO expo and is quickly transforming how DHZ Gigafactory receives
- Benoit Langue will see you at EquipHotel Paris and Expoprotection next week! Two fantastic expos, one fantastic Sales Executive! 🏨 EquipHotel — Hospitality, food service, and guest tech. 🛡️ Expoprotection — H&S risk prevention, occupational safety, and security. Set up a meeting ahead of time, or for while he's there. Why? He'll discover your company's cash flow and/or working capital challenges, and together explore how AREA42's B2B payment solutions (like TermsTech) could help you. Improve your cash position. Offer
- AREA42 will be at Tech for Retail ! Why? To help European businesses to improve their cash flow and increase sales. 🤔 A typical B2B problem: Your business feels compelled to offer cash discounts for early payments. And, this still doesn’t guarantee getting paid on time. ✅ AREA42’s solution: TermsTech is a true, transaction-based BNPL for B2B that you can use with both e-commerce and offline transactions. 🎯 Cheaper than cash discounts for early payments, on top of zero impact on the buyer. 🎯 Ensures payment upon proof of
- Meet Afonso Rebelo de Sousa at Empack Belgium and Transport & Logistics in Ghent on Tuesday 22 Sept! Learn how you don't need to offer cash discounts for early payment to your business customers anymore! Learn how you can increase sales, improve your working capital position, reduce stress on cash flow, delight customers, ensure you get paid punctually, and de-risk your sales. How? With TermsTech, AREA42's true B2B BNPL payment terms solution. Why not set up a meeting with Afonso even before the events? #empack #transport #logistics
- Need to top up your Portomundi wallet, but prefer to pay a little later? With Pay Later by TermsTech, you now have another option. Alongside the existing top-up options, Portomundi users can choose flexible payment terms of 30, 60 or 90 days. The funds are made available in the wallet straight away, while payment for your top-up can be settled at a later date. That means more flexibility in how you manage your cashflow, while continuing to use your Portomundi wallet as usual. Getting started is simple: select the Pay Later
- Meet Afonso Rebelo de Sousa at NRF Retail's Big Show Europe this week! 15-17 September. Afonso helps your company offer payment terms while increasing your sales and cash flow. Business customers who run their own e-commerce benefit from offering payment terms. TermsTech enables payment terms for offline transactions & bridges the gap from offline sales to going online. B2B marketplaces enhance their sellers & buyers’ payment options with embedded BNPL. So, for those selling to retailers, this is your working capital solution
- Rron U., AREA42's Customer Success Lead, will be at NRF Retail's Big Show Europe next week (15-17 September). Meet Rron to find out how we enable our customers to increase sales and grow. Rron helps co-creates success with European companies by helping them to figure out how to get the most out of TermsTech, AREA42’s B2B Buy Now, Pay Later solution. Join Rron and our Sales team (Benoit Langue, Wouter Versonnen, Afonso Rebelo de Sousa) at Stand L-044 in Hall 4. See you next week! #customersuccess #B2B #BNPL #increasesales
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