LinkedIn·Monday, 24 August 2026·2d ago

In April the International Monetary Fund published Tokenized Finance, a note by Tobias Adrian. Tokenization, as the Fund sets it out,…

SettleMint

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In April the International Monetary Fund published Tokenized Finance, a note by Tobias Adrian. Tokenization, as the Fund sets it out, reallocates trust inside the financial system, with trade execution, clearing and settlement, and parts of credit and market-risk control, now sitting on shared ledgers, so the T+ window compresses toward atomic delivery versus payment and liquidity stress reaches funding desks in the same session if the settlement asset has no path to central-bank money or supervised bank deposits. On this, Adam Popat, CEO of SettleMint, has shared on Yellow how that description should be read in settlement, margin and the US legal perimeter. 1. 𝙊𝙥𝙚𝙧𝙖𝙩𝙞𝙤𝙣𝙖𝙡. After atomic delivery versus payment, counterparty credit on the trade declines as residual risk migrates into the data feed, the margin engine, custody and the settlement asset. 2. 𝙎𝙪𝙥𝙚𝙧𝙫𝙞𝙨𝙤𝙧𝙮. Standing facilities built around the business day cannot meet a margin call at machine speed outside those hours, so systemically important flows need a settlement asset with a path to safety and a named override on automated margining. 3. 𝙇𝙚𝙜𝙖𝙡. The Digital Asset Market Clarity Act, still in Congress, would keep tokenized securities as securities under the SEC, with custody, the SEC and CFTC boundary, and the cash-leg treatment of payment stablecoins deciding which rails desks fund overnight. Thanks to Yellow for publishing Adam’s piece and sharing our insights. Read the full article here: https://lnkd.in/etCicNrN #Tokenization #DigitalAssets #TechInBanking #Banking