Overview
eFlow helps online merchants find and connect with payment service providers and acquiring banks aligned with their business model. The company offers merchant account matching services and chargeback protection through early alerts and insights via eFlow Secure. They work with 20+ payment partners globally and serve 500K+ merchants.
Key people
In the news
- Payducation series: 17. Authorization Rate
- Payducation series: 16. Soft and Hard Decline
- The payment provider retained $353,000 in reserve, relying on a clause buried in the merchant agreement. And that's the problem. Merchants spend weeks negotiating processing fees but often overlook what matters even more: → How much money can be held? → For how long? → What happens if the account is terminated? A cheap payment provider can become very expensive when your cash flow is on the line. At eFlow, we help merchants understand what they're really signing up for.
- Payducation Series: 15. Interchange Fee
- Around 50 customers turned away. An estimated $1,000 in lost sales. All because customers couldn’t pay. When a Square payment outage hit a San Francisco restaurant, the owner eventually started giving meals away to preserve customer goodwill. But the disruption continued into the next day ! In this video, David examines the story and the question it raises for every merchant: what happens to your business when payments stop? The impact goes beyond a failed transaction. Staff have to manage the situation, customers lose patience, and
- Your business has specific needs. Your payment partners should reflect them. Michał Tyczyński and Robbert Van Schaick are heading to SiGMA World to represent eFlow and connect with merchants, partners and industry peers. 📍 Fiera Roma, Rome 📅 2–5 November 2026 Whether you’re expanding into new markets or reviewing your current payment setup, we’d love to hear what you’re working on. At eFlow, we help merchants find payment providers aligned with their business model, markets and needs. Attending SiGMA World too? Send a message to
- Payducation Series: 14. Rolling Reserve
- Payducation Series: 13. Network Tokens
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