Overview
Oper Credits posted 209% revenue growth in the Deloitte Technology Fast 50 Belgium 2025, providing digital mortgage and credit origination software.
Key people
In the news
- Oper and Herman AI are featured in Sifted's new report on AI adoption in Europe. The report asks why AI is spreading slowly through European companies, and finds the bottleneck sits inside organizations more than in the technology. Banking comes out as one of the sectors furthest ahead. The report cites the European Central Bank, which reports that over 85% of the banks it supervises now use AI, with document analysis among the fastest-moving areas. Oper appears in the chapter on where adoption is actually happening. Sifted
- Oper Credits and Austria's Volksbank Group are starting a partnership to digitize residential mortgage lending across Austria. Oper's technology replaces manual workflows across all 236 Volksbank branches, which together serve nearly 1 million customers. For the banks that means streamlined application handling, automated document validation and faster offers. Control over every credit decision stays with their analysts and underwriters. Oper already digitizes residential mortgage lending for more than 20 lenders across six
- Oper Credits has joined the OpenAI Partner Network. We have spent years on a question most of the industry is only now starting to ask: how do you bring AI into mortgage origination in a way that regulated lenders can actually put into production? Herman, our AI agent for mortgage origination, is our answer. It takes on the work credit teams spend most of their time on: reading borrower documents, checking them against the lender's credit policy, and flagging anything that does not add up. Every result is explainable and auditable,
- Six open roles at Oper Credits, from engineering to customer support. All of them AI-native. The fastest growing part of our business is Herman, our AI agent for mortgage origination. It works a credit file the way an analyst would, inside the regulated workflow of a real bank, on sovereign EU infrastructure. In every role below, agents take over the repetitive work so people can focus on quality and on the customer. - AI-Native Full Stack Engineer (Python + Angular) - AI-Augmented DevOps Engineer (GCP, Kubernetes, Terraform) - AI
- Oper Credits has been featured in Fintech Scout by Let Fintech Grow! In the piece, we share why we built Herman - our AI agent helping European lenders move from manual, error-prone mortgage processing to fast, explainable, audit-ready decisions - and what it takes to deploy AI in production inside regulated banks. Huge thanks to Ian Horne for the thoughtful interview and for spotlighting what we’re building at Oper Credits. Read it here: https://lnkd.in/e3u2TCGT #Fintech #Mortgages #AgenticAI #Lending #Banking #AI
- We’re in the Sifted 100: France & Benelux. 🚀 That means we've been named one of the fastest growing startups across France, Belgium, the Netherlands, and Luxembourg - companies showing real traction and building businesses that matter. The ranking looks beyond funding rounds to spotlight the companies growing fastest in the region: revenue, headcount, user growth and the fundamentals that actually count. Proud to be recognised alongside some of the most ambitious companies in the region. #Sifted100 #SiftedLeaderboards
- AI is pre-approving mortgages in 58 seconds. Here's what that really means. ING made headlines this week with their AI agent handling mortgage pre-approvals in under a minute. Our CEO & Co-Founder Geert Van Kerckhoven was quoted in het Financieel Dagblad - and it's a conversation worth continuing. The common narrative is that AI will handle simple cases while humans keep the complex ones. But mortgage complexity has been rising for years and ultimately, the real disruption isn't speed on easy files but AI handling rising
Open roles (6)
- AI-Native Implementation Manager (DACH / Belgium)Sep 11, 2026
- AI-Native Business AnalystAntwerp · Sep 9, 2026
- AI Solutions EngineerAntwerp · Sep 1, 2026
- AI-Native DevOps EngineerAntwerp · Aug 28, 2026
- AI-Native Full Stack EngineerAntwerp · Aug 27, 2026
- AI-Native Implementation Manager (DACH / Belgium)Wavre · Jul 22, 2026
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