LinkedIn·Wednesday, 19 August 2026·6d ago
When a reimbursement becomes automatic, who in your institution owns the explanation? That is the question I keep returning to in the PSR's…
Hasan Suzen
Founder & CEO at Hybrid Core | Former President at Beyond the Horizon ISSG | Digital Transformation, AI & Quantum Strategy
When a reimbursement becomes automatic, who in your institution owns the explanation?
That is the question I keep returning to in the PSR's fraud provisions. Authentication has worked, so fraud moved to the one surface it cannot protect: the authorised customer. Europe's answer is to shift the loss onto the institution, which quietly turns detection quality into a balance-sheet item.
The clause I find most underrated is data sharing. We are being asked to pool fraud intelligence while proving precisely what left the building. That only works on infrastructure you actually control.
Curious how others in the sector are reading it.
#FinancialCrime #RiskManagement #RegTech #AML
Europe moved the fraud bill. The intelligence to prevent fraud hasn't moved with it
https://www.linkedin.com/pulse/europe-moved-fraud-bill-intelligence-prevent-hasnt-hybrid-core-mrote?trackingId=Dxa%2BLx%2BGAciXNwlU2xyQgQ%3D%3D
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